Investment Management

We are Fee-Only Advisors and members of NAPFA - the National Association of Personal Financial Advisors.

For your investment management, choose from two levels of service:

 

“Your Personal Financial Guardian®”

Your Personal Financial Guardian Service is a comprehensive program of total wealth management to help meet your life goals.

      • Investment management
      • Ongoing estate planning
      • Insurance requirements
      • Wills and trusts
      • Lending/borrowing
      • Family partnerships
      • Due-date monitoring
      • Quarterly and annual meetings
      • 401-k and Teacher's 403-b plans
      • Tax planning and preparation
      • Audit representation
      • Gifting
      • Real estate matters
      • Stock options - timing for exercise and/or hold
      • Long-term health care considerations
      • Succession planning
      • Special family situations
      • Unlimited phone calls

. . . and much, much more.
 

It is the total solution of all aspects of your financial affairs - all for a single fee -
      • Helping to clarify your vision of an ideal life.
      • Developing written strategies that have the highest probability of your goals and dreams coming true.
      • Implementing the strategies.
      • Ongoing managing, monitoring and review of the strategies.
 

6 important reasons you can trust us . . .

      • No commissions – as a fee-only advisor, you are assured of absolute objectivity and financial independence – no conflicts of interest means our loyalty is totally to you.
      • Your account is totally within your control and all transfers can only be initiated by you.
      • Large universe of high quality investments – we are not tied to any broker’s products.
      • Our mouth is where our money is – we recommend only what we ourselves hold.
      • All work performed in our offices assures you absolute confidentiality.
      • Personalized service . . . Personalized portfolio . . . Peace of mind.
 

Some of the more frequent questions clients ask us are:

Am I getting the best return from my investments?
Are my investments safe?
Can I increase the income from my investments?
Should I pay off or refinance my home?
Should I start gifting and how much?
How should I title my assets and accounts?
How can I reduce my taxes?
Do I have adequate assets for long-term healthcare, or should I insure?
SEC Disclosure Statement
Fee-only financial planning and investment advisory services are offered through Hayes & Associates Accountancy Corporation, a registered investment advisor firm in the state of California. The presence of this web site on the internet shall in no direct way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the sate of California or where otherwise legally permitted. We are legally empowered to provide investment advisory services to the residents of the state of California and certain other states.
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