We are committed to safeguarding the personal information of our clients. In the course of our work, we accumulate tax, financial, health and other personal information. As emphasized in our professional code of ethics, we hold all personal information provided us as absolutely proprietary, that is, as your property and we hold it in the strictest confidence. We have never disclosed information to third parties, except as permitted by you or by federal regulations, and shall not do so in the future. Our policy with respect to your personal information is listed below:

• We do not sell your name to anyone.
• We do not sell or provide your personal information to anyone.
• We do not disclose your personal information to anyone, except the SEC and our outside CPA’s in their *audits of our records to ensure compliance with fiduciary, state and federal regulations.
• We maintain a secure office environment.
• We have installed numerous procedures and safeguards to ensure the integrity of our computers.
• All computer software is owned by us and all information is processed entirely in-house; except for internet communications with you, your information is never electronically transmitted outside our office.
• Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter as provided either by law or our professional code of ethics. After the retention time, such information will be destroyed.
• Both state law and our professional code of ethics prohibits us from sharing financial and health information with third parties without your permission. You have a right to withhold permission for sharing this information.

For this, you have our solemn promise.

*Note: We engage outside Certified Public Accountants to annually audit the transactions on behalf of clients for whom we manage investments or have other fiduciary relationships, such as trustee and executor capacities. The results of this audit are transmitted to the Securities and Exchange Commission of the United States (SEC). Further, we are audited every five years by the SEC. This audit includes a review of transactions as well as compliance with record-keeping and other legal requirements.